Rogers, AR Uber + Lyft Accident Lawyer
Ridesharing companies like Uber and Lyft have become immensely popular in the United States and other countries around the world. Many people use ridesharing companies for a variety of reasons such as commuting to work or avoiding driving while under the influence of alcohol. Unfortunately, drivers for Uber or Lyft are still prone to causing accidents that could seriously injure a rider. If you or a family member was injured in an accident while traveling with a ridesharing company, you should consult with an experienced Rogers Uber accident lawyer today.
At Gunn Kieklak Dennis, LLP, we can help you pursue compensation for injuries that you received as a passenger of Uber or Lyft. Car accidents can leave victims with severe injuries and expensive medical bills that they will have handle due to the negligence of a rideshare driver. To schedule a confidential case evaluation to discuss your situation, contact Gunn Kieklak Dennis, LLP at (479) 717-9068, or contact us online.
Uber and Lyft Insurance Coverage in Arkansas
Both Uber and Lyft have insurance policies that cover a passenger if their driver is involved in a car accident. However, there are a number of circumstances that are used to determine whether an injured passenger can claim the insurance coverage offered by both companies.
Uber and Lyft each have $1 million insurance policies that can injured passengers can make a claim for in the event of an accident. However, these insurance policies do not exempt the rideshare driver from obtaining their own car insurance, as Uber and Lyft both hire drivers as independent contractors. This means that in the event of an accident, Uber and Lyft may be able to successfully claim that they are not liable for the negligent actions of a driver.
While Uber and Lyft employ drivers as independent contractors, there are still circumstances where an injured passenger could make a successful claim against each company for injuries suffered during an accident.
Driver is Waiting for a Ride Request
One scenario where an injured passenger could make a successful claim for damages is when a driver has the Uber or Lyft application open but has not accepted a ride. In this scenario, the driver will receive limited coverage. Specifically, if a driver works for Uber and gets into a car accident while searching for a passenger, the victim can receive:
- $50,000 for bodily injury per person
- $100,000 for bodily injury per accident
- $25,000 for property damage per accident
It is important to note that this insurance policy will only trigger if the car insurance of the driver is not enough to cover the injuries to a victim. Lyft also has a similar policy for when accidents occur while a driver is searching for a passenger.
Picking Up or Dropping Off a Ride Request
A driver for Uber or Lyft has full coverage for a car accident that occurs when they are attempting to pick up a passenger or when they are dropping off a passenger. When a car accident happens under these conditions, the driver for Uber or Lyft receives the following coverage:
- $1,000,000 third-party liability coverage
- Underinsured or uninsured motorist bodily injury coverage
- Contingent comprehensive and collision coverage (can cover the actual cash value of a damaged vehicle)
Driver Does Not Have Ridesharing App Open
If a driver is involved in a car accident when they do not have their Uber or Lyft application open, Uber or Lyft will not accept liability for the accident. This means that the driver’s personal insurance will be used to cover the injuries and property damage caused by accident. If a driver does not have sufficient insurance, this can make it difficult for a victim to recover compensation for their injuries.
It is important to note that while the $1,000,000 maximum coverage policy offered by Uber or Lyft will cover the injuries sustained by many victims. There are some extreme cases where a victim was severely injured, and the policy was not enough to handle their expenses. As a result, the victim may have to pursue a car accident lawsuit.
If you were injured in a serious car accident involving Uber or Lyft, our firm could help you determine the appropriate way to respond. Do not waste any time as your potential case is subject to the statute of limitations.
Work with an Experienced Rogers Rideshare Car Accident Attorney You Can Trust
If you or a family member was injured while using a ridesharing service, you should contact an experienced Rogers car accident attorney today. The devoted legal team at Gunn Kieklak Dennis, LLP possess a wealth of experience handling several types of car accident claims, and we are here to represent you. To schedule a confidential legal consultation, contact Gunn Kieklak Dennis, LLP at (479) 717-9068.